Securing connection…
256-bit Encrypted
PCI DSS Certified
Buyer Protection
✦ Trusted by 12M+ users in 150+ countries

The safer, easier way to pay and get paid.

Send money, accept payments, and grow your business globally — with the security and reliability you can count on.

Buyer Protection
PCI DSS Certified
256-bit Encrypted
💸
Payment sent!
$250.00 to Sarah M.
🔒
Transaction secured
256-bit AES encryption
SBCPay Balance
$12,480.00
↑ +$1,240 this month
JD
📤
Send
📥
Request
📊
Activity
💳
Cards
Recent Transactions
🛒
Amazon Purchase
Today, 11:24 AM
−$89.99
👤
From: Mike Johnson
Yesterday, 3:00 PM
+$500.00
Starbucks
Feb 21, 8:50 AM
−$7.25
$2.4B+
Processed daily
12M+
Active users
150+
Countries
99.99%
Uptime SLA

Everything you need to move money.

Simple for individuals, powerful for businesses. Built for the modern world.

Instant Transfers

Send money to anyone in seconds. Linked bank accounts, cards, or wallet — it just works.

🔐

Buyer Protection

Shop confidently with full refund coverage on eligible purchases, backed by our guarantee.

🌍

Global Payments

Send and receive in 40+ currencies across 150+ countries at competitive exchange rates.

📊

Smart Insights

Track spending, set budgets, and get personalized financial snapshots in your dashboard.

🤖

AI Fraud Shield

Advanced machine learning screens every transaction in real time to protect your account.

⚙️

Developer API

Integrate payments in hours, not weeks. REST + GraphQL, SDKs, webhooks, sandbox mode.

Send money in just a few taps.

Enter an amount, choose a contact, and hit send. No bank visits, no wire fees, no waiting.

Zero fees between friends
Instant push notifications
Link any bank or card
Split bills with a group
Get Started Free
Send a payment
$250
Link bank account
Done
Verify identity
Done
Enter amount & recipient
In progress
4
Confirm & send
Waiting

Pay anywhere. Settle everywhere.

From New York to London, São Paulo to Singapore — SBCPay supports 150+ countries and 40+ currencies with live exchange rates.

Explore Global Payments
🇺🇸
United States
USD · US Dollar
1.000
Base rate
🇬🇧
United Kingdom
GBP · British Pound
0.792
↑ +0.4%
🇪🇺
European Union
EUR · Euro
0.923
↑ +0.2%
🇯🇵
Japan
JPY · Yen
149.8
↑ +1.1%

Your money. Protected.

We take security seriously — so you don't have to. Industry-leading protections keep your account safe, 24/7.

🔒
256-bit AES Encryption
Every transaction is encrypted end-to-end across all platforms and devices.
🤖
Real-Time Fraud Detection
AI models analyze thousands of signals per transaction to flag suspicious activity instantly.
📱
Biometric Authentication
Face ID, Touch ID, and hardware security keys for zero-trust access.
Buyer & Seller Protection
Full refund guarantee on eligible purchases and dispute resolution.
🛡️
PCI DSS Level 1
✓ Certified
🔐
ISO 27001
✓ Certified
📋
SOC 2 Type II
✓ Certified
🌐
GDPR Compliant
✓ Active
⚖️
FinCEN Registered
✓ Active
99.99% Uptime
✓ Guaranteed

Clear, honest pricing.

No hidden fees. No surprises. Cancel anytime.

Personal
$0/mo
For individuals sending money to friends and family.

Up to $5,000/month
Standard transfer speeds
1 linked bank account
Buyer protection
Mobile app access
Get Started Free
Most Popular
Pro
$12/mo
For power users and freelancers who move money frequently.

Unlimited transfers
Instant settlement
5 linked accounts
AI fraud shield
Multi-currency wallet
Priority support
Start Free Trial
Business
$49/mo
Built for teams, merchants, and growing enterprises.

Unlimited everything
Payment gateway API
Team management
Recurring billing
Enterprise reporting
Dedicated account manager
Contact Sales

Loved by users worldwide.

"Switched from a legacy provider and never looked back. Transfers that used to take days now settle in seconds. The experience is so much cleaner."

S
Sarah K.
Freelance Designer

"We integrated the API in under a day. The docs are world-class and the fraud detection has already saved us thousands in chargebacks."

M
Marcus T.
CTO, Launchpad Inc.

"Multi-currency support is exactly what we needed. We operate in 12 markets and SBCPay handles them all seamlessly. No more currency headaches."

A
Amanda O.
COO, GlobalShop

We're here to help.

Have questions? Need support? Our team is ready to assist you 24/7.

Average response time: Under 2 hours
Available 24/7 worldwide
Multilingual support team
Live chat & phone support
Get in Touch
📧
Email Support
support@sbcpay.app
Send →
💬
WhatsApp Support
Chat with us instantly
Chat →
📞
Phone Support
+1 (800) 555-SBCP
🕒
Business Hours
24/7 Support Available

Join SBCPay today.

Create your account in minutes. No setup fees. No commitment.

PCI DSS Compliant · 256-bit Encrypted · No credit card required